Title from PDF title page (viewed on Feb. 26, 2009).
"A report of research carried out by Ipsos MORI on behalf of the Department for Work and Pensions."
Why people may decide to remain in or opt out of personal accounts : report of a qualitative study by Emily Jane Gray. Published by Dept. for Work and Pensions in 2008. Publication and catalogue information, links to buy online and reader comments.