University of Edinburgh. Credit Research Centre

40 published titles

Data analysis and data mining for profit scoring : a comparison of possible methods of development

(Contributor)

1 edition

Credit scoring using neural and evolutionary techniques

(Contributor)

1 edition

Integer programming methods for normalisation and variable selection in mathematical programming models for discriminant analysis

(Contributor)

1 edition

Not if but when

(Contributor)

1 edition

Methodologies for classifying applicants for credit

(Contributor)

1 edition

Mortgage credit scoring into the millennium : an overview of the current status of mortgage credit scoring in the UK market

(Contributor)

1 edition

A hidden Markov chain model for the term structure of bond credit risk spreads

(Contributor)

1 edition

The demand for household debt in the US : evidence from the 1995 survey of consumer finance

(Contributor)

1 edition

Who is discouraged from applying for credit?

(Contributor)

1 edition

A survey of credit and behavioural scoring : forecasting financial risk of lending to consumers

(Contributor)

1 edition

Are all poor credit repayers the same? : evidence from US credit unions

(Contributor)

1 edition

Survival analysis methods for personal loan data

(Contributor)

1 edition

Classification accuracy in discriminant analysis

(Contributor)

1 edition

Re-calibrating scorecards

(Contributor)

1 edition

Can we score by usage?

(Contributor)

1 edition

Mortgage scoring combining judgmental and empirical decision systems : the rationale?

(Contributor)

1 edition

The impact of entrepreneur-bank relationships on the price of credit to first time business borrowers

(Contributor)

1 edition

Anti-discrimination law in credit scoring : does it work

(Contributor)

1 edition

Lifestage, lifestyle and the impact on client propensity in financial services

(Contributor)

1 edition

Classification accuracy maximising discriminant analysis : an iterative mixed integer programming approach

(Contributor)

1 edition

Sample selection bias in credit scoring models

(Contributor)

1 edition

A mathematical programming method for forming categorical variables

(Contributor)

1 edition

The causes of small business credit constraints

(Contributor)

1 edition

Adverse selection and search in the bank credit card market

(Contributor)

1 edition

How do US households fund excess expenditure?

(Contributor)

1 edition

Does reject inference really improve the performance of application scoring models

(Contributor)

1 edition

Modelling the purchase propensity : analysis of a revolving store card

(Contributor)

1 edition

European generic scoring models using survival analysis

(Contributor)

1 edition

Credit scoring in the context of the European integration : assessing the performance of the generic models

(Contributor)

1 edition

Household debt and credit constraints : evidence from OECD countries

(Contributor)

1 edition

Explaining aggregate consumer delinquency behaviour over time

(Contributor)

1 edition

The measurement of household liabilities : conceptual issues and practice

(Contributor)

1 edition

Modelling profitability using survival combination scores

(Contributor)

1 edition

Comparing the performance of market-based and accounting-based bankruptcy predictions models

(Contributor)

1 edition

Does financial distress risk drive the momentum anomaly?

(Contributor)

1 edition

Twenty-five years of the Taffler z-score model : does it really have predictive ability?

(Contributor)

1 edition

Merton models or credit scoring : modelling default of a small business

(Contributor)

1 edition

Predicting default of a small business using different definitions of financial distress

(Contributor)

1 edition

Support vector machines for credit scoring and discovery of significant features

(Contributor)

1 edition

Credit scoring with macroeconomic variables using survival analysis

(Contributor)

1 edition